Frequently Asked Questions

Affirm offers instant decision options for you to cruise now, and pay later in 4-interest free payments or fixed monthly installments. Purchasing with Affirm is simple. Just pick your desired itinerary and select Affirm during checkout. Get a real-time decision on your qualification in only minutes with a quick application that won't affect your credit score.

If you have further questions about Affirm and/or your payments, please visit helpcenter.affirm.com for further information.

At the end of your online booking process you will get to the “Choose your payment amount” window. Once there, select “Pay the total balance" and “Use this payment method” box in the Affirm section under “How would you like to pay”.  You will make payments using the Affirm app or website.

Please refer to helpcenter.affirm.com for specifics regarding loan approval and payment. Payments made using Affirm are subject to the terms and conditions established by your agreement with Affirm.

With credit cards, the longer you take to pay off your balance, the more expensive your purchase becomes. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible and transparent way to pay over time. Creating an Affirm account to see if you pre-qualify will not affect your credit score. Affirm doesn’t charge any fees — no late fees, no prepayment fees, no annual fees and no fees to open or close your account. Depending on the size of your purchase, your payment plan may include interest. But no matter what, you’ll never owe more interest than you agree to on day one.