Explore rewards with a Royal ONE™ credit card.
LIMITED TIME OFFER

 

45,000 BONUS
POINTS = $ 450 CRUISE
DISCOUNT

 

After you spend $2,000 on purchases in the first 90 days after account opening.

 

Apply Now Compare Cards

 

Must apply here for this online offer. Offers vary elsewhere. Residents of the U.S. and its territories only. See full disclosure for details.

 

 

Already a cardholder? Manage my card
$0 ANNUAL FEE†
LIMITED TIME OFFER

 

70,000 BONUS
POINTS = $ 700 CRUISE
DISCOUNT

 

After you spend $3,000 on purchases in the first 90 days after account opening.

 

Apply Now Compare Cards

 

Must apply here for this online offer. Offers vary elsewhere. Residents of the U.S. and its territories only. See full disclosure for details.

 

 

Already a cardholder? Manage my card
$99 ANNUAL FEE†
A sea of rewards, A world of possibilities A sea of rewards, A world of possibilities

 

Introducing Royal ONE™ — more ways to earn rewards across Royal Caribbean Group brands with two new credit cards. Redeem your points through Royal ONE Rewards℠ for cruise discounts and onboard credit to use on the vacations you love the most with Celebrity Cruises®, Royal Caribbean® and Silversea®.

 

celebrity xcel royal one
3x points on eligible Celebrity Cruises®, Royal Caribbean® and Silversea® purchases
2x points on eligible grocery, gas and EV charging station purchases
1x point per dollar spent on all other purchases
Earn. Redeem. Repeat. Take advantage of incredible rewards by using the Royal ONE™ Visa Signature® card on everyday purchases, everywhere you shop. Terms apply.
Priority Boarding Fast track your vacation with priority boarding
Anniversary Reward Earn a $100 cruise discount after spending $10,000 on purchases within the prior anniversary year
Access VIP Events Exclusive cardholder experiences
4x points on eligible Celebrity Cruises®, Royal Caribbean® and Silversea® purchases
2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases
1 point per dollar spent on all other purchases
Earn. Redeem. Repeat. Discover an extraordinary way to unlock benefits and receive points faster. 
Terms apply.
Priority Boarding & Luggage Start your adventure sooner with priority boarding through the suite entrance
Anniversary Reward Earn a $200 cruise discount after you spend $20,000 on purchases within the prior anniversary year
Airport Security Statement Credits Get up to $120 in statement credits every four years to use toward your TSA PreCheck® and Global Entry applications
Access VIP Events Exclusive cardholder experiences
Ocean view Mountain landscape Beach sunset Forest road

 

 

Earn rewards everywhere,
every day Earn rewards everywhere,
every day

 

Applying for the Royal ONE™ Visa Signature® card is simple. Complete the application and you’ll receive an instant response in as little as 30 seconds. If approved, your card will arrive in the mail in up to 7 business days. Start your journey to exclusive rewards today.

 

Apply Now
Applying for the Royal ONE Plus™ Visa Signature® card is simple. Complete the application and you’ll receive an instant response in as little as 30 seconds. If approved, your card will arrive in the mail in up to 7 business days. Start your journey to exclusive rewards today.

 

Apply Now
COMPARE CARDS

 

Royal ONE™

 

$0 Annual Fee†

 

Apply Now
Royal ONE Plus™

 

$99 Annual Fee†

 

Apply Now
Must apply here for this online offer. Offers vary elsewhere. Residents of the U.S. and its territories only. See full disclosure for details.

 

Welcome offer

 

45,000 points (45,000 points = $450 in rewards) After you spend $2,000 on purchases in the first 90 days of account opening
70,000 points (70,000 points = $700 in rewards) After you spend $3,000 on purchases in the first 90 days of account opening

 

Bonus multiplier

 

3x points on eligible Celebrity Cruises, Royal Caribbean and Silversea purchases
2x points on eligible grocery, gas and EV charging station purchases
1x one point per dollar spent on all other purchases
4x points on eligible Celebrity Cruises, Royal Caribbean and Silversea purchases
2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases
1x one point per dollar spent on all other purchases

 

Anniversary rewards

 

$100 Cruise discount Annual $100 cruise discount after you spend $10,000 on purchases within the prior anniversary year
$200 Cruise discount Annual $200 cruise discount after you spend $20,000 on purchases within the prior anniversary year

 

Travel benefits

 

Priority boarding Check-in line at the terminal
Exclusive cardholder events
No foreign transaction fees†
Priority suite boarding Through suite entrance
Exclusive cardholder events
No foreign transaction fees†
Priority luggage
TSA PreCheck®
and Global Entry Statement Credits Get up to $120 in statement credits every four years to use toward your TSA PreCheck® and Global Entry applications.

 

†For information about the rates, fees, other costs and benefits associated with the use of these cards, click on Apply now and refer to the disclosures accompanying the online credit card application. These credit card programs are issued and administered by Bank of America, N.A. Visa and Visa Signature are registed trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc.

 

COMMON QUESTIONS COMMON QUESTIONS

How can I apply for the Royal ONE™ Visa Signature® or Royal ONE Plus™ Visa Signature credit card? Who is eligible to apply?

The new Royal ONE™ or Royal ONE Plus™ Visa Signature® cards are available to residents of the United States and its territories.

 

To learn how to apply for the Royal ONE™ and Royal ONE Plus™ card, click here.

 

If you’re an existing Royal Caribbean® Visa Signature® credit cardholder or a Celebrity Cruises® Visa Signature® cardholder, your current card will automatically be converted to the new Royal ONE™ Visa Signature® credit card and you will receive it in the mail. For more details on when you can expect to receive your new card,
click here.

How do I earn points toward Royal ONE Rewards℠ with the Royal ONE™ Visa Signature® and Royal ONE Plus™ Visa Signature credit cards?

It’s easy! You can earn points on everyday purchases, everywhere you shop. Your points don’t expire and there’s no cap on rewards.

 

Royal ONE™ Visa Signature® card:
  • Earn 3x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases
  • Earn 2x points on eligible grocery, gas and EV charging station purchases
  • Earn 1 point per dollar spent on all other purchases
Royal ONE Plus™ Visa Signature® card:
  • Earn 4x points on eligible Royal Caribbean®, Celebrity Cruises® and Silversea® purchases
  • Earn 2x points on eligible airline, hotel, dining, grocery, gas and EV charging station purchases
  • Earn 1 point per dollar spent on all other purchases

Do the Royal ONE™ Visa Signature® and Royal ONE Plus™ Visa Signature® credit cards provide any cruise benefits?

 

Yes, as a Royal ONE™ or Royal ONE Plus™ cardholder, you’ll now enjoy exclusive cruise benefits.

 

Royal ONE™ Visa Signature® cardholders receive the following cruise benefits:
  • Priority boarding
  • Anniversary Reward — Annual $100 cruise discount after spending $10,000 on purchases within the prior anniversary year
Royal ONE Plus™ Visa Signature® cardholders receive the following cruise benefits:
  • Priority boarding through the suite entrance
  • Priority luggage delivery
  • Anniversary Reward — Annual $200 cruise discount after spending $20,000 on purchases within the prior anniversary year
See the full list of cardholder benefits here.
View all questions